RICKARD Margaret Joyce, (nee Milne) on September 13, 2016. Passed away peacefully at Millstream Radius, Ashburton. In her 97th year. Dearly loved wife of the late Fred. Much loved mother and mother in law of Len and Valerie (Christchurch), John and Margaret (Ashburton), Rosanne and Atholl Anderson (Blenheim), and Bruce and Carolyn (Christchurch). Much loved Granndma of all her grandchildren and great grandchildren. A special thank you to Dr Wootton and the staff at Millstream for their loving care. Messages to the Rickard Family C/- 135 Racecourse Road, Ashburton. At Margaret’s request a private service will be held.